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Points Value Calculator | Calculate Credit Card Points Worth

Points Value Calculator

Calculate the exact value of your credit card points, airline miles, or hotel points based on current market rates and redemption options.

Calculate Value

Enter your points and select a program to calculate value

Top Sign-up Bonuses

Current best credit card welcome bonus offers.

Capital One Spark Cash Plus

Capital One

$2,000

Bonus Value

Earn a one-time cash bonus of $2,000 once you spend $30,000 in the first 3 months

Earn an additional $2,000 cash bonus for every $500K spent during the first year. You can earn this bonus multiple times over the course of year 1!

The Platinum Card® from American Express

American Express

$1,750

Bonus Value

You may be eligible for as high as 175,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount - all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.

Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel® up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel®.

Marriott Bonvoy Boundless®

Chase

$1,750

Bonus Value

Receive 15 Elite Night Credits each calendar year. Restrictions apply.

You will automatically receive Silver Elite Status each account anniversary year as a cardmember.

The Business Platinum Card® from American Express

American Express

$1,500

Bonus Value

Limited Time Travel Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases on your Business Platinum Card® within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.

The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 10/2024.

Capital One Venture X Business

Capital One

$1,500

Bonus Value

Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening

Earn unlimited 2X miles on every purchase, everywhere-with no limits or category restrictions

Average Point Values

Credit Card Programs

American Express Membership Rewards
Chase Ultimate Rewards (Sapphire Preferred)
Chase Ultimate Rewards (Sapphire Reserve)
Capital One Miles1.7¢
Citi ThankYou Points1.6¢
Bilt Rewards2.1¢

Airline Programs

Aer Lingus (Avios)1.8¢
Aeromexico Club Premier0.8¢
Air Canada Aeroplan1.6¢
Air France (Flying Blue)1.5¢
Alaska Airlines Mileage Plan1.1¢

Hotel Programs

Best Western Rewards0.6¢
Hilton Honors0.6¢
World of Hyatt2.3¢
IHG One Rewards0.7¢
Marriott Bonvoy0.7¢
Radisson Rewards Americas0.4¢
Wyndham Rewards0.9¢

FAQs

How are point values calculated?

Point values are calculated by comparing the cash price of travel bookings to their point cost across hundreds of real-world redemptions. Values are updated regularly to reflect current market rates and redemption options.

Why do values vary between programs?

Values vary based on factors like redemption options, transfer partners, award availability, and peak vs. off-peak pricing. Flexible points from credit card programs often have higher values due to transfer partner options.

What's the best way to maximize value?

For credit card points, transferring to airline and hotel partners typically offers the highest value, especially for premium cabin flights and luxury hotels. Look for transfer bonuses and compare portal booking rates vs. transfer options.

Are these values guaranteed?

No, actual values will vary based on specific redemptions. These are average values based on typical redemption options. Premium cabin flights and high-end hotels often exceed these values, while basic redemptions may be lower.

How often are values updated?

Point values are reviewed and updated monthly based on real-world redemption data and program changes. Major program updates or devaluations may trigger immediate value adjustments.